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There are two ways to accomplish a commercial foreclosure in California: (1) nonjudicial foreclosure or (2) judicial foreclosure. Nonjudicial foreclosures take place outside the court system, which means the lender does not have to go to state court to get one.
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NACA's Executive Director, Ira Rheingold, discusses with Equal Justice Works the issue of combating non-judicial foreclosure. In a non-judicial foreclosure, if the property that was sold was where someone lived most of the time (their primary residence), then the lender can only No court is involved in a non
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A California Court of Appeal recently held that California's Rosenthal Act (similar to but broader than the federal Fair Debt Collection Practices Act (FDCPA)) Non-judicial foreclosure and homeowner rights | California Courts Non-judicial foreclosures are when a lender forces the sale of a home to cover a debt. Non-judicial means they can do this without going to court.
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